COOKIE POLICY

This privacy policy relates exclusively to the processing of personal data relating to the Site; any third-party websites that may be consulted by the user via links remain subject to the privacy policy provided by the operator of the relevant third-party website. Users are invited to read these documents before navigating on third-party sites.

REGULATORY REFERENCES

  • EU Regulation 2016/679 of 27 April 2016, also known as GDPR (General Data Protection Regulation).
  • Provisions of the Italian Data Protection Authority on “Identification of simplified procedures for information and acquisition of consent for the use of cookies” of 8 May 2014 and “Guidelines for cookies and other tracking tools” of 10 June 2021.

DATA CONTROLLER

Data relating to identified or identifiable persons may be processed as part of the consultation of the www.creditofondiario.eu website. The “Data Controller” of their processing is Credito Fondiario S.p.A., Registered Office Via Piemonte 38, 00187 Rome.

TYPES OF DATA PROCESSED

Navigation data

The computer systems and software procedures used to operate this website acquire, during their normal operation, some personal data whose transmission is implicit in the use of Internet communication protocols. This information is not collected in order to be associated with identified data subjects, but by its very nature could allow users to be identified. This category of data includes IP addresses or domain names of the computers used by users who connect to the site, URI (Uniform Resource Identifier) addresses of the resources requested, the time of the request, the method used to submit the request to the server, the size of the file obtained in response, the numerical code indicating the status of the response given by the server (successful, error, etc..) and other parameters relating to the operating system and computer environment of the user. This data is used for the sole purpose of obtaining anonymous statistical information on the use of the site and to check its correct functioning and is deleted immediately after processing. The data could also be used to ascertain responsibility in the event of hypothetical computer crimes against the site.

Data provided voluntarily by the user

The optional, explicit and voluntary sending of personal data by the user to the e-mail addresses on this site involves the subsequent acquisition of the data provided by the sender, necessary to provide the requested service. Specific summary information will be reported or displayed on the pages of the site prepared for particular services on request.

 

COOKIES

Please note that this website uses the functionalities offered by Google Analytics.

Google Analytics uses cookies to anonymously collect and analyse information about website usage behaviour. This information (including the user’s IP address) is collected by Google Analytics, which processes it in order to prepare reports for the operators of Credito Fondiario S.p.A. on the activities on its website. Google does not associate the IP address with any other data in its possession or attempt to link an IP address with the identity of a user. Google may also disclose this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf.

This website uses cookies. We use cookies to personalise content and ads, to provide social media functionalities and to analyse our traffic. We also share information about the way you use our site with our web analytics, advertising and social media partners, who may combine it with other information you have provided them or have collected from your use of their services. Please consent to our cookies if you continue to use our website. Cookies are small text files that can be used by websites to make the user experience more efficient.

The law states that we may store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies, we need your permission. This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages. You can change or withdraw your consent from the Cookie Declaration on our website at any time.

Find out more about who we are, how you can contact us and how we process personal data in our Privacy Policy.

Your consent applies to the following websites: www.creditofondiario.eu

Cookie Declaration:

Required cookies: Necessary cookies contribute to help make a website usable by enabling basic features such as page navigation and access to secure areas of the site. The website cannot function properly without these cookies.

Analytical cookies : Analytical cookies help website owners understand how visitors interact with the sites by collecting and transmitting information anonymously.

Cookies used:

  • PHPSESSID
    Cookie that stores the user session
  • catAccCookies
    Cookie that registers acceptance of the short privacy policy

Cookies linked to third-party services:

  • On pages containing fillable forms, the “Google reCAPTCHA” service is used to prevent or limit the automatic sending of messages by automated spambots. The use of this technology involves the installation of cookies (not profiling cookies) from the third-party company Google Inc. However, the site does not share any browsing information or user data acquired when using this technology.
    • Cookies used:
      • NID
      • __Secure-3PAPISID
      • __Secure-3PSID
      • __Secure-3PSIDCC
  • Google Analytics
    • The site will use the web analysis service “Google Analytics” provided by Google Inc., the use of this service is carried out through the anonymous management of the IP address. The “Google Analytics” service uses cookies that are stored on the user’s computer to allow statistical analysis in aggregate form regarding the use of the website visited.
    • Cookies used:
      • _ga
      • _gat
      • _gid

For further information on how Google collects and uses the data, please visit the following site: www.google.it/policies/privacy/partners/

COOKIE MANAGEMENT

Credito Fondiario S.p.A. reminds that the total or partial disabling of the so-called technical cookies may compromise the use of the site features. However, you can decide whether or not to accept cookies by changing the security settings of your browser.
  • Chrome
  • Firefox
  • Internet Explorer
  • Opera
  • Safari
SPlease note that you can selectively disable the Google Analytics action by installing the opt-out component provided by Google on your browser. To disable Google Analytics action, please refer to the following link: https://tools.google.com/dlpage/gaoptout

OPTIONALITY OF DATA PROVISION

Apart from what has been specified for navigation data, the user is free to provide his personal data. However, failure to do so may result in the impossibility of obtaining what is required or in a restriction on the use of the website.

MODALITIES OF THE PROCESSING

Personal data are processed, also with the aid of automated tools, for the time strictly necessary to achieve the purposes for which they were collected. Specific security measures are observed to prevent data loss, illegal or incorrect use and unauthorized access. Credito Fondiario S.p.A has adopted all the minimum-security measures required by law and inspired by the main international standards; it has also adopted additional security measures to minimize the risks related to confidentiality, availability and integrity of personal data collected and processed.

DATA SHARING, COMMUNICATION AND DISSEMINATION

The data collected may be transferred or communicated to other companies for activities strictly related and instrumental to the operation of the service, such as the management of the computer system. Personal data may be transmitted to third parties, but only and exclusively in the event that this is necessary to comply with requests from the Judicial or Public Security Authorities. No data from the web service is disseminated.

RIGHTS OF THE CONCERNED PARTIES

The user may at any time exercise your rights under applicable data protection legislation (Regulation (EU) 2016/679 of 27 April 2016), including the right to obtain:

  • Right of Access
    • The right to obtain confirmation of the existence of a treatment related to your Personal/Particular Data.
  • Right of correction
    • The right to obtain from Credito Fondiario the correction of its data.
  • Right to cancellation and rights to be forgotten
    • The right to obtain from Credito Fondiario the cancellation of Personal Data, if the purposes for which they were collected have expired. In some cases, provided for by the regulations governing the banking sector (see the Consolidated Banking Law, Bank of Italy Memorandum No. 285), Credito Fondiario reserves the right to accept this right (as an example, not exhaustive) in cases where this information is necessary for the establishment, exercise or defence of a right in court.
  • Right to limitation
    • The right to obtain from Credito Fondiario the limitation of access to Personal Data from all persons who have a service contract or an employment contract with the Bank. In some cases the Bank reserves the right to allow access to a limited number of people, in order to guarantee the security, integrity and correctness of such data.
  • Right to portability
    • The right to obtain from Credito Fondiario the sending of one’s Personal Data in a structured and commonly used format. Such sending may be requested to a portable device (memory stick, USB disk, PC) or to another Data Controller.
  • Right of opposition
    • The right to oppose the processing of your Personal Data by Credito Fondiario.

To exercise these rights simply write an email to the following address dpo@creditofondiario.eu

CHANGES TO THIS PRIVACY POLICY

Credito Fondiario S.p.A. periodically checks its privacy and security policy and, if necessary, revises it in relation to regulatory, organizational or technological changes. In case of policy changes, the new version will be published on this page of the site.

QUESTIONS, COMPLAINTS AND SUGGESTIONS

Anyone interested in receiving further information, in contributing with their suggestions or making complaints or disputes regarding privacy policies or the way in which our Company processes personal data may do so by writing to the Data Processor domiciled for this function at the Data Controller Credito Fondiario S.p.A., Registered Office Via Piemonte, 38 – 00187 Rome.